Is Equity Release Safe?

The facts and the myths.

Is Equity Release Safe?

The facts and the myths.

Is Equity Release Safe?

The facts and the myths.

Is Equity Release Safe?

The facts and the myths.

Is Equity Release Safe?

The facts and the myths.

Introduction

Hello and welcome to my site that’s dedicated to Equity Release. If you’ve found your way here you’re probably considering releasing money from your home and just want to know a bit more about how it works.

I feel there’s a need for a plain English, simple to read and understand guide. There’s so much negative information and scaremongering about Equity Release, particularly on social media sites. The way equity is released these days is so much more flexible than it was only a couple of years ago, it can be structured just like a conventional mortgage if that’s what you want.

The purpose of this site is to explain in simple terms how Equity Release works. I’ll explain what you can expect and how it might affect your beneficiaries, the future value of your estate and your eligibility to claim or continue to claim means-tested benefits.

I’ll also go through the common myths and misconceptions that are propagated through social media. I’ll be the first to say that Equity Release is not for everyone. If it’s not right for you then walk away. There should never be any pressure in this decision-making process.

My name’s Alan Rait and I’m a Specialist Equity Release Adviser. If you have any questions please contact me directly, my details are on the “Contacts” page.

 

Mortgage Experience Limited have no control over and are not responsible for the content of other sites.

Mortgage Experience Limited is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

Mortgage Experience Limited is registered in England and Wales. Company No.10428355. Registered Office: Renaissance House, 4 East Terrace Business Park, Euxton Lane, Chorley, PR7 6TB.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £1,795.00.