My name’s Alan Rait and I’m a Specialist Equity Release Adviser.
I’ve worked all my life in financial services, pensions, investments, protection and mortgages. These last six years I’ve been working in the later life lending sector, with Lifetime Mortgages. This is a market I can readily engage with as I’m a couple of years over state retirement age myself!
Working throughout the North West of England, South Yorkshire, and further afield as required, post CORVID, business can be conduct on the phone or face to face with full regard towards social distancing.
Equity Release is regulated by the Financial Conduct Authority (FCA). It’s also covered by the Financial Services Compensation Scheme (FSCS). For extra protection and peace of mind, there’s also the protection and guarantees offered by the Equity Release Council (ERC).
To work in the Equity Release market, I have to be specifically qualified. Very few independent financial advisers (IFAs), accountants or bank managers hold the necessary qualifications to advise on Equity Release.